Your personal money manager

Track. Budget. Split. Grow.

Spenzo brings every account, budget, shared expense and insight into one simple app, so you always know where your money stands.

iOS · Android · Web, always in sync

Good morning!

Alex

A

Total Balance

•••

Rs. 548,000

You've spent 62% of this month's income

+24%

Income

-12%

Expense

Groups

Loans

Categories

Transactions

Food & Dining

Today

-1,450

Shopping

Yesterday

-4,600

Spending trend

Everything you need to run your money

From daily spending to splitting a dinner bill, Spenzo turns your financial life into clear, honest numbers.

All your accounts

Banks, cash, cards and wallets. Every balance in one place, no app-switching.

Track every transaction

Log income, expenses and transfers in seconds with smart categories.

Budgets & alerts

Set per-category limits and get notified the moment you approach them.

Split with friends

Create groups, split shared expenses equally or exactly, and settle up.

Loans & IOUs

Track money you owe or that's owed to you, with due dates you won't forget.

Net worth & insights

Smooth spending trends and a live net worth that updates as you go.

Monthly reports

Download clean PDF or CSV statements for any month, anytime you need them.

Smart notifications

Budget alerts and reminders so nothing slips through the cracks.

Private & secure

Built privacy-first. Your financial data is yours, and we never sell it.

Group expenses

Split expenses, keep friendships.

Trips, flatmates, dinners. Add a shared expense once and Spenzo figures out who owes what. Settle up in a tap and everyone stays square.

  • Create a group for a trip, flat or friends
  • Split expenses equally, by exact amounts or percentages
  • See who owes whom at a glance
  • Record settlements and keep balances clean

Kandy Trip

4 members

You're owed Rs. 2,400
Ayesha owes you+1,500
Nuwan owes you+900
You owe Kasun-600

Up and running in minutes

Three simple steps to financial clarity.

1

Add your accounts

Bring in your banks, cards, cash and wallets in seconds.

2

Log what you spend

Quick entry with smart categories keeps everything up to date.

3

Get clear insights

Spenzo turns it into trends, budgets and a live net worth.

Always with you

Your money, in your pocket.

Track on the go, get budget alerts, split bills and pull reports, all from one calm, clear dashboard you actually enjoy checking.

  • Live net worth and spending trends
  • Budget alerts before you overspend
  • Split bills and settle up in a tap
  • Download PDF and CSV reports
Try it free

Statistics

Rs. 548,000

Jul 16, 2026

WeekMonthYear
Rs. 26,800
MarAprMayJunJulAug

Top Spending

iPhone 15

23 Jul

-745

Payoneer

15 Jul

-350

Frequently asked questions

What exactly does Spenzo do?

Spenzo is a personal money manager. It tracks income and expenses, shows balances across all your accounts, lets you set budgets, split expenses with friends, and gives you a clear view of your net worth.

Can I split expenses with friends?

Yes. Create a group, add shared expenses split equally, exactly or by percentage, see who owes whom, and settle up, all inside Spenzo.

Can I export my data or reports?

Absolutely. Download a full monthly statement as a PDF or CSV for any period, straight from your phone.

Will Spenzo notify me about my budgets?

Yes. You'll get an alert as your spending approaches or crosses a budget, plus optional reminders to log your day.

Is my financial data safe?

Spenzo is built privacy-first. Your data is yours, and we don't sell or share it. Ever.

Which platforms are supported?

iOS, Android and the web, with your data in sync across all of them.

Manage everything with Spenzo.

Take control of your money today. It's free to start.